Skip to content
KD Insurance Solutions logo

Additional Coverage

Extra protection for the financial risks health insurance doesn't solve.

Health insurance is important, but it doesn't protect against every financial consequence of an illness or injury. Explore additional coverage designed to help protect your income and provide financial support when unexpected health events disrupt everyday life.

COVERAGE OPTIONS

Explore additional ways to protect your finances.

Disability Insurance

Help protect a portion of your income if a qualifying illness or injury keeps you from working.

Hospital Indemnity Insurance

Cash benefits that can help with expenses associated with a covered hospital stay.

Critical Illness Insurance

A lump-sum benefit after a covered diagnosis that can be used based on your needs.

Accident Insurance

Cash benefits for covered injuries and related care.

BUILD COVERAGE WITH A PURPOSE

More coverage isn't always the answer.

The right combination depends on the financial risks you want to prepare for—not on adding every available policy.

  • How long could you manage household expenses without your income?
  • Which unexpected medical costs would be hardest for your household to absorb?
  • What financial responsibilities would continue if an illness or injury kept you from working?
  • Where does your current coverage leave you most financially exposed?

No-pressure guidance

Add the protection that makes sense—and skip what doesn't.

Talk with us about the financial risks you're most concerned about, and we'll help you understand where additional coverage may strengthen your protection—and where you may already be well protected.