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Guaranteed Universal Life Insurance

Life insurance designed to protect for the long term.

Guaranteed universal life insurance is designed to provide long-term death-benefit protection with greater premium predictability and guarantees that can extend to a selected age.

Coverage highlights

Permanent protection without making cash value the priority.

Guaranteed universal life is designed for people whose primary goal is maintaining long-term death-benefit protection with greater predictability.

Long-Term Protection

Choose coverage designed to remain in place to a selected age or, with some policies, for life when required premiums are paid on time.

Predictable Premiums

Know the premium required to maintain the policy's guaranteed coverage based on the terms you select.

Death Benefit Focus

Prioritize the financial protection provided to your beneficiaries rather than cash-value accumulation.

What to Consider

When Guaranteed Universal Life may be worth considering.

  • You want life insurance protection that can extend well beyond a traditional term policy.
  • Your primary goal is leaving a death benefit rather than accumulating cash value.
  • You value predictable premiums and guarantees.
  • You want coverage designed to remain in place into later years or potentially for life.
  • You want long-term protection for a spouse, family, legacy, or other financial responsibility.

WHAT WE CAN HELP YOU COMPARE

Compare the details that can shape your coverage.

Death Benefit

Compare coverage amounts based on the people, responsibilities, and long-term needs you want the policy to protect.

Coverage Period

Understand how long the policy's guarantees are designed to last, including coverage to a selected age or potentially for life.

Premiums

Compare the premiums required to maintain the policy's guaranteed coverage.

Policy Features

Review available features and understand the requirements that must be met to keep the policy's guarantees in effect.

Because guarantee periods and requirements can vary by policy, we'll also help you understand what's guaranteed and what is required to maintain that guarantee.

No-pressure guidance

Explore long-term protection built around what matters to you.

Talk with us about what you want your life insurance to protect, and we'll help you understand whether Guaranteed Universal Life may be worth considering.