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Self-Employed and 1099 Coverage

Health coverage when you’re your own employer.

Explore health insurance options for freelancers, independent contractors, 1099 workers, consultants, and business owners based on your healthcare needs, budget, and priorities.

Independent work, independent choice

Independent Work, Independent Choice

When you're self-employed, choosing health coverage is up to you. Depending on your situation, there may be different plan types, provider networks, benefits, and costs worth comparing.

What to consider

When self-employed health insurance may be worth exploring.

  • You're self-employed, freelance, or work as an independent contractor without access to employer-sponsored coverage.
  • You're leaving an employer plan and need to find coverage on your own.
  • Your current health insurance has become too expensive or no longer fits your needs.
  • You want to compare provider networks, benefits, and costs before choosing coverage.
  • You travel frequently or work in multiple states and want to explore broader network options.
  • You need coverage for yourself or want to explore options for your family.

What we can help you compare

A closer look at the options available.

The goal is to help you understand how different options fit your healthcare needs, budget, and work situation.

Coverage Options

Understand the differences between available health insurance options and any eligibility requirements that may apply.

Provider Networks

Compare provider access, including national PPO or other broader network availability when applicable.

Benefits

Understand benefits, coverage limitations, and how different options may work for your healthcare needs.

Costs

Look beyond the monthly premium to deductibles, potential out-of-pocket costs, and other expenses.

No-pressure guidance

Find health coverage that works with the way you work.

Talk with us about what you're looking for, and we'll help you understand which available options may fit your healthcare needs, budget, and work situation.